Today's Facebook status: Katie just did two very scary things. #1: Bought a Wii. #2: Used the credit card for the first time to buy the Wii. Yikes!

Today we took that step, a step which takes us to a place from where there is no return. We used the credit card. 
I am that type of person who likes stuff, but doesn't like to spend the money to get that stuff. So, you would think that someone like me would love the idea of credit cards, a method of acquiring stuff without reducing the bank account immediately. However, debt terrifies the stuffing out of me. I forget things, and paying off a credit card balance is something that, if forgotten, would have some serious repercussions. 


That being said, I am determined to stay on top of this.